Cheap Car Insurance in Florida: by City

So who has the cheapest auto insurance in Florida? Based on our rate analysis, the top three cheap car insurance companies in Florida are: the Florida Farm Bureau Insurance Company, United Service Automobile Association (USAA), and GEICO. Travelers and State Farm rounded out the top five most affordable companies in Florida. Your rates will differ depending on where you live, and your driving record, among other factors, and only comparison shopping will yield good rates. Start by entering your zip code below for a list of cheap insurers in your area to shop for rates.
RankAuto Insurance CompanyAnnual Premium
1Florida Farm Bureau Insurance$381
2USAA600
3GEICO605
4Travelers640
5State Farm646
6Auto-Owners667
7Safeco809
8MetLife829
9Bristol West877
1021st Century976
11Progressive1,077
12Esurance1,123
13Allstate1,250
14Direct General1,336
15Ocean Harbor / Pearl Holding Group1,723
16Infinity Auto1,811
17Windhaven Insurance2,313
18United Automobile2,958

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