Florida car insurance company

There are over twenty-five different companies offering coverage in the state of Florida. If you’re looking for low cost auto insurance, Florida is very high on average, but where in Florida you live can make a big difference. For a family of four, with two late model cars, typical premiums can vary from a low of $540 in Gainesville to a high of $1325 in Miami. The average cost for insuring a car in Florida is around $1000 if you average the rates for the thirty largest metropolitan areas. On average, rates are slightly more expensive for men than for women. While men should expect to pay around ten percent more than women for the same policy, rates can vary between insurers, and some insurers offer lower rates to men for the same policy. Older drivers also can expect around a ten percent premium savings over younger drivers, but that also varies with the insurer chosen. These differences point out the importance of the shopper to be informed about rates in general, and to...

Companies in Florida are not all created equal. If you want to find the  best auto insurance companies in Florida , you will need to choose with care and this means performing careful comparison-shopping in order to select firms with great business reputations. In addition to finding the right company, you will need to ensure that you select a great policy that gives you your preferred level of coverage and that this sort of policy won’t be too expensive for your needs. Once you’ve taken care of a little homework and research online, you should feel more confident as you move forward with the process. Comparison-shopping Tips for Prospective Buyers The best companies in Florida have online presences. They operate official websites which typically feature loads of practical information about their policies, services and premiums. By checking out these firms, you’ll be ready to make the most of your next policy. Without performing adequate due diligence before a policy purc...

Florida insurance laws are quite different from the requirements in other states, so it is important that you understand exactly what your insurance requirements are before choosing a policy.  The following tips will help you make the best decisions when it comes to finding car insurance in fl. Required Insurance Florida requires all drivers who register vehicles with four or more wheels to carry insurance coverage on their vehicle.  Unlike most other states, Florida only requires two types of coverages to legally operate a vehicle. No Fault or Personal Injury Protection No Fault, or PIP insurance is required in Florida.  All drivers must carry a minimum of $10,000 PIP insurance.  This insurance provides coverage in several different instances, regardless of who is at fault in the accident, including: Household members, children, or other passengers that are not covered under another PIP policy, and do not own their own vehicle. PIP provides coverage for...

Per the Florida Office of Insurance Regulation, the minimum insurance coverage you should have on your car is $10,000 of personal injury protection (PIP) and $10,000 property damage liability (PDL). Bodily injury and uninsured motorist coverage come standard and recommended with your policy by insurers, but they are rejectable. How We Conducted the Analysis We averaged rates for three policyholder scenarios across twenty six auto insurance companies in sixty seven counties for the results in this data. Premiums are averaged at the parent company level, since drivers can't choose which affiliate underwrites their insurance. Coverage encompasses just bodily injury and property damage. The family here consists of a 50 year old couple with children aged 20 and 18 who have good driving records for the past three years. They drive a 2012 Toyota Camry and a 2007 Toyota Corolla for a combined 20,000 miles per year. They carry a basic liabilty coverage of $25,000 / $50,000 for bodil...

The average cost of car insurance in Florida is $1,098 per year, averaged for three driver scenarios across sixty seven counties in the state. The cheapest county was Liberty County, with average rates of $836, up to Miami-Dade on the higher end with $2,198 a year. This table breaks down the costs for seventy five cities in Florida, with at least one city in each of the sixty seven counties. Note that these costs are indicative averages and will not represent the quotes you'll actually get. Car insurance quotes will be tailored to your background and circumstances, so it's best to enter your zip code below for a list of cheap companies to begin your comparison shopping. City County Avg Annual Premium Arcadia DeSoto $1,078 Blountstown Calhoun 859 Bonifay Holmes 863 Bradenton Manatee 1,249 Bristol Liberty 836 Brooksville Hernando 1,269 Cape Coral Lee 1,302 Carrabelle Franklin 853 Chipley Washington 866 Clearwater Pinellas 1,497 Clermont Lake 1,064 Clewiston Hend...

To find the best auto insurance companies in Florida, we looked at which companies received the fewest complaints at the Florida Office of Insurance Regulations in 2012. We consolidated individual underwriters into their parent group, since most drivers can't determine who issues their policy. Next, we weighted the companies' share of complaints by their share of premiums, and lastly looked at the thirty largest insurance groups in Florida to make it relevant to the majority of drivers. By this metric, the top car insurance companies with the best ratings are:  Amica, Allied, Auto-Owners, Florida Farm Bureau, and Progressive . As we mentioned above, Florida Farm Bureau Insurance ranked as the best auto insurance company with the lowest rates in Florida, so it's great to see that they are also one of the top-ranked auto insurers in the state. GEICO, State Farm, and Progressive, three of the largest companies in Florida, perform better than average as well with underweigh...

Fort Lauderdale, FL With access to over 23 miles of sandy coasts and a sunny and warm tropical climate, Fort Lauderdale is a great beach town. It’s known as the Venice of America with more than 300 miles of inland waterways. Auto insurance in Fort Lauderdale costs $1,748 a year, which is 59% pricier than the average city in Florida. You can shave off half of those costs, however, if you go with Florida Farm Bureau, GEICO, and Travelers, the three cheapest auto insurers in Fort Lauderdale (mean annual premium $868). Port St. Lucie, FL You can find the world’s largest tropical bonsai tree collection at the Heathcote Botanical Gardens or the world’s only museum on the Navy SEALs here in Port St. Lucie. Insuring a vehicle here costs about $1,258 a year – 14% costlier than elsewhere in Florida. Getting quotes from Florida Farm Bureau, GEICO, and State Farm should be a good start for cheap auto insurance in Port St. Lucie. Based on our analysis, these three averaged to $640 a year,...