Cost of Car Insurance in Florida: by City

The average cost of car insurance in Florida is $1,098 per year, averaged for three driver scenarios across sixty seven counties in the state. The cheapest county was Liberty County, with average rates of $836, up to Miami-Dade on the higher end with $2,198 a year. This table breaks down the costs for seventy five cities in Florida, with at least one city in each of the sixty seven counties. Note that these costs are indicative averages and will not represent the quotes you'll actually get. Car insurance quotes will be tailored to your background and circumstances, so it's best to enter your zip code below for a list of cheap companies to begin your comparison shopping.
CityCountyAvg Annual Premium
ArcadiaDeSoto$1,078
BlountstownCalhoun859
BonifayHolmes863
BradentonManatee1,249
BristolLiberty836
BrooksvilleHernando1,269
Cape CoralLee1,302
CarrabelleFranklin853
ChipleyWashington866
ClearwaterPinellas1,497
ClermontLake1,064
ClewistonHendry1,222
Coral SpringsBroward1,748
CrestviewOkaloosa1,014
Cross CityDixie867
DeFuniak SpringsWalton909
DeltonaVolusia1,099
Fernandina BeachNassau999
Fort LauderdaleBroward1,748
GainesvilleAlachua961
HialeahMiami-Dade2,198
HollywoodBroward1,748
InvernessCitrus1,017
JacksonvilleDuval1,230
JasperHamilton930
Key WestMonroe1,081
KissimmeeOsceola1,279
Lake ButlerUnion984
Lake CityColumbia952
LakelandPolk1,170
Live OakSuwannee859
MacclennyBaker984
MadisonMadison866
MariannaJackson864
MayoLafayette848
MiamiMiami-Dade2,198
Miami GardensMiami-Dade2,198
MiltonSanta Rosa1,109
MiramarBroward1,748
MonticelloJefferson861
Moore HavenGlades1,132
NaplesCollier1,256
New Port RicheyPasco1,413
North PortSarasota1,183
OcalaMarion1,026
OkeechobeeOkeechobee1,110
Orange ParkClay1,118
OrlandoOrange1,417
PalatkaPutnam963
Palm BayBrevard1,074
Palm CoastFlagler1,078
Panama CityBay954
Pembroke PinesBroward1,748
PensacolaEscambia1,168
PerryTaylor914
Pompano BeachBroward1,748
Port St. JoeGulf893
Port St. LucieSt. Lucie1,258
Punta GordaCharlotte1,132
QuincyGadsden868
SanfordSeminole1,204
SebastianIndian River1,095
SebringHighlands1,043
SopchoppyWakulla870
St. AugustineSt. Johns1,027
St. PetersburgPinellas1,497
StarkeBradford977
StuartMartin1,154
TallahasseeLeon994
TampaHillsborough1,841
TrentonGilchrist883
WauchulaHardee1,036
West Palm BeachPalm Beach1,849
WildwoodSumter1,014
WillistonLevy867

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